Please check the Terms periodically for changes that are made after you open your account. 3.1 The content you post remains yours; however, by posting content, you allow Owners to reuse and share it, but you do not lose any ownership rights you may have in your content. When you post comments, questions, reviews, and when you send us ideas and suggestions for new features or enhancements, you authorize Owners to use and share this content with anyone, to distribute and promote it on any platform and by any means, and to make modifications or edits as it sees fit. The Company, Owners, reserves the right to modify, suspend or cancel at any time and at its sole discretion any of the services offered.<\/p>\n

\u200dFull Refund Policy<\/h2>\n

\n
• All charges are billed to the payment instrument you designate the first time you make a purchase or incur a charge on the Service.<\/li>\n
• Please check the Terms periodically for changes that are made after you open your account.<\/li>\n
• We also reserve the right to pause or withhold any services or support during this period.<\/li>\n
• You may terminate these Terms of Service at any time by deleting your login account with the Services and discontinuing use of any and all portions of the Services.<\/li>\n<\/ul>\n

  We also reserve the right to pause or withhold any services or support during this period. We encourage you to contact our support team before initiating a chargeback to discuss any concerns. By requesting a refund in accordance with this policy, you acknowledge that you have read, understood, and agree to be bound by the Terms and Conditions outlined herein.<\/p>\n

  During the registration process you will be asked to provide credit or debit card or bank account information. As a user of the Service, you agree to be charged your payment instrument, applicable fees, as well as any taxes and any other charges you incur in connection with your use of the Service. In the event that you use your credit or debit card to make purchases on the Service, we may at our discretion, individually post the charges or add your charges to other purchases you make on the Service. In this regard, you agree to pay any amounts incurred, and in turn to maintain adequate funds in your payment instrument in order to satisfy any amounts you may owe the Company.<\/p>\n

  You will automatically renew at the end of each subscription period unless you cancel your subscription. In the event Owners is unable to make the charge in the payment instrument authorized by you when you signed up, the Company at its sole discretion, may bill you for the Service and suspend your access to the Service until payment is received. Owners may change the price of the Services with automatic renewal from time to time and will advise you of any price changes in advance and, if applicable, how to accept such changes. If the Company’s use of such content involves any proprietary rights you may have in such material, you agree that the Company has an unrestricted, royalty-free, non-exclusive, perpetual right to use such content throughout the world. You agree that any loss or damage of any kind incurred as a result of the use of any message, content or material you upload, post, transmit, display or otherwise make available through your use of the Service is solely your responsibility.<\/p>\n

  Refund Policy<\/h2>\n

  This refund policy governs your rights and obligations regarding any refund request, and by submitting such a request, you accept and agree to be subject to these Terms and Conditions and our Privacy Policy. You may terminate these Terms of Service at any time by deleting your login account with the Services and discontinuing use of any and all portions of the Services. To initiate the termination process, you may contact the company directly through the designated termination email address at Termination of these Terms will not entitle you to a refund.<\/p>\n

  Terms and Conditions of Service<\/h2>\n

  6.3.1 Price changes for auto-renewable services will take effect at the beginning of the next subscription period following the date of the price change. If you do not agree to the price changes, you have the right to reject the change by canceling your subscription before the price change becomes effective. Our support team is here to help with any questions or issues related to our refund policy. Contact us at , and we will respond within 1-2 business days. By accepting a full or partial refund, customers agree to release JoinOwners from any further claims, liabilities, demands and all losses, damages, rights, and actions of any kind that are either directly or indirectly related to or arise from the activities relating to the refund, or customers\u2019 relationship with JoinOwners. In the event of a chargeback, we reserve the right to suspend or terminate your account until the issue is resolved.<\/p>\n

  You agree that you will not provide information about any payment instrument that has not been issued in your name. 6.3.2 Payments for auto-renewing services are non-refundable and there are no refunds or credits for partially used periods. You may cancel your subscription at any time, but if you cancel your subscription before the end of the current subscription period, we will not refund any subscription fees you have already paid to us. Owners, in its sole discretion, for any or no reason, and without penalty, may suspend or terminate any account you may have with the Company or your use of the Services and remove and discard all or part of your account. Owners may also at any time terminate your access to the Services, or any part thereof, with or without notice.<\/p>\n

  Terms and Conditions of Service<\/h2>\n

  You have no rights to copy or reproduce in whole or in part any portion of the Service, including without limitation, 2.1 Owners content. Other than the limited license, you have no other right, title or interest in the Service. You understand and acknowledge that, in all circumstances, your rights with respect to the Service shall be limited by applicable copyright or intellectual property laws and these Terms and Conditions of Service. By providing your credit card, debit card, bank account or other payment instrument information to the Company, you acknowledge and agree that we may keep your payment instrument information on file until you close your Owners Account. By providing your payment instrument information to the Company, you agree that you will consult the terms and conditions imposed by the issuer of your payment instrument as to the notice requirements and limitations of liability applicable to you in the event of loss, theft or unauthorized use of your payment instrument. You agree that you, and not Owners or its Affiliates, shall be solely responsible for payment of all amounts billed to your credit card by unauthorized third parties.<\/p>\n

  These Terms and Conditions of Service will remain in effect as long as you use the Services, unless and until your account is terminated as set forth in these Terms, in which case you will no longer be entitled to use the Services. Refunds for digital services or products may be restricted if the service has been accessed or substantially used.<\/p>\n

  PRIVACY POLICY<\/h2>\n

  All charges are billed to the payment instrument you designate the first time you make a purchase or incur a charge on the Service. Any bank fees or charges reflected on your payment instrument by your financial or credit institution are your responsibility. If your billing information changes, you must update your billing information by contacting an Owners advisor or representative. If you select a Service with an automatic renewal feature, you authorize Owners to maintain your account information and charge your provided payment instrument for subscription fees automatically at each renewal of the Service you select without any further action required on your part.<\/p>\n

  By accessing and using the Service, you signify your consent, agreement and understanding of the Terms and Conditions of Service and Privacy Policy. If you do not agree to the Terms and Conditions of Service or the Privacy Policy, do not use the Service. The following Terms and Conditions of Service constitute a legal contract between you (“you”) and Owners (“Owners”\/”Company”) regarding your use of the Website and the Services. Visitors and users of the Services are referred to individually as “User” and collectively as the “Users”.<\/p>\n

  The Company does not have and accepts no liability on your behalf. By agreeing to these Terms and Conditions of Service, you are granted a limited, non-exclusive, non-transferable, non-sublicensable right to enter, access and use the Service. All rights not expressly granted to you in these Terms and Conditions of Service are reserved by the Company and its licensors, as applicable. You agree that this permission is for your personal, non- use and that no one other than you will use the Service.<\/p>\n

  Any refunds due to you by the Company will be credited to the instrument you designate the first time you charge the Service. Owners’ Content and other works of authorship found on or as part of the Service are protected by applicable copyright laws and international copyright treaties, as well as other intellectual property laws and treaties. You may not make unauthorized copies or use any portion of the Content except as specified herein and in accordance with applicable law. All title and copyrights in and to the Content and the Service (including, without limitation, images, illustrations, graphics, photographs, animations, video, audio, music, text, scripts, files, URL’s, documents and interactive features included in or available through the Service), are owned by the Company or its licensors.<\/p>\n

  \n
  • In the event of a modification or cancellation of the services, the Company undertakes to offer the Client alternative options, whenever possible.<\/li>\n
  • By providing your payment instrument information to the Company, you agree that you will consult the terms and conditions imposed by the issuer of your payment instrument as to the notice requirements and limitations of liability applicable to you in the event of loss, theft or unauthorized use of your payment instrument.<\/li>\n
  • The Client acknowledges and agrees that it shall not be entitled to bring any judicial or extrajudicial claim of any kind against the Company as a result of such modifications, suspensions or cancellations of the services.<\/li>\n
  • During the registration process you will be asked to provide credit or debit card or bank account information.<\/li>\n
  • You agree that you, and not Owners or its Affiliates, shall be solely responsible for payment of all amounts billed to your credit card by unauthorized third parties.<\/li>\n
  • By accepting a full or partial refund, customers agree to release JoinOwners from any further claims, liabilities, demands and all losses, damages, rights, and actions of any kind that are either directly or indirectly related to or arise from the activities relating to the refund, or customers\u2019 relationship with JoinOwners.<\/li>\n<\/ul>\n

    Customers are eligible for a full refund, no questions asked, within 30 days of their purchase. To initiate a refund, please contact our support team by emailing Provide your purchase details, and we will process your refund promptly. This refund policy is governed by the laws of  Delaware, without regard to its conflict of laws principles. Any disputes arising under or related to this policy shall be resolved in accordance with these laws. By opening an account, you agree to the Terms and Conditions of Service in the format posted on our website. Owners reserves the right, at our discretion, to change, modify, add or remove portions of the Terms at any time.<\/p>\n

    PAYMENTS, CHARGES AND BILLING<\/h2>\n

    Upon initiation of a chargeback, the customer agrees to renounce any subsequent claims related to the disputed purchase. To request a refund, please contact our support team at When submitting your request, please include all relevant information, evidence, and any supporting documentation explaining why your particular circumstances warrant a refund. Refunds may not be granted in cases of service misuse, fraudulent activity, or other violations of our terms of service. The Terms shall be governed by and construed in accordance with the laws of Delaware, United States, without giving effect to any principles of conflicts of laws that would cause the application of the laws of any other jurisdiction. You agree to submit to the exclusive jurisdiction and venue of these courts and waive any objection to jurisdiction, venue, or inappropriate forum of such courts.<\/p>\n

    This agreement serves as a final resolution of any disputes regarding the refunded service. Please read our Privacy Policy carefully for information regarding Owners collection, use and disclosure of your personal information. Our Privacy Policy explains how we treat your personal information and protect your privacy when you use our Website and Services and explains the procedures by which Users may view, update, correct or delete their accounts and personal information. BY REGISTERING, ACCESSING, BROWSING OR USING THE WEBSITE, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTAND AND AGREE TO BE BOUND BY THE FOLLOWING TERMS AND CONDITIONS OF SERVICE.<\/p>\n

    By making owners drawing meaning<\/a> a purchase on our platform, you acknowledge and agree to the terms of this refund policy. This policy is made readily available for review before completing any transaction. Once your refund is approved, please allow 5-7 business days for the refund to be processed and credited to your original payment method. Please note that refund timelines may vary depending on your payment provider, and delays may occur outside our control.<\/p>\n

    This specifically includes the functionality allowing access to our users calendars with their consent. By using our application, you agree and consent to this use and transfer of information. The Terms constitute the entire agreement between you and Owners relating to the subject matter hereof and shall not be modified except in writing, signed by both parties, or by a change in the Terms.<\/p>\n","protected":false},"excerpt":{"rendered":"

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